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JS Bank partners with Paysys Labs to launch first ever Mobile Based Biometric Solution in Pakistan

JS Bank signed an agreement with Paysys Labs to launch the first ever mobile based biometric solution in Pakistan, Instascan. The signing ceremony between JS Bank & Paysys Labs was attended by Mr. Khurram Shaikh, Chief Digital Officer, JS Bank and Mr. Karim Jindani, Chief Executive Officer of Paysys Labs (Private) Limited. 

The mobile based, touchless biometric solution has been integrated with JS Bank’s branchless banking mobile application, Agent Mate to biometrically verify customers for over the counter (OTC) transactions. Agents can easily verify customers sending or receiving domestic remittances by simply taking a picture of their finger. The Instascan solution extracts the biometric data from the finger and sends it to NADRA for real-time authentication. 

The solution enables financial service providers to easily incorporate biometric authentication through open APIs, without having to incur the expense of developing purpose-built hardware and concerning themselves with form factor redesigns. This reduces cost and integration time so that they can get the solution in the hands of end-users faster as compared to typical hardware based touch sensors.  

Furthermore, riding on this sizable smartphone penetration in Pakistan, financial service providers can now onboard more customers without having to invest in capital, in terms of hardware and branches in remote areas. Whatever the case, be it opening bank accounts, mobile wallets or providing proof-of-life for pension disbursement, they can all be now facilitated without the customer having to physically be present in the branch. 

Speaking on the occasion, Mr. Khurram Shaikh said, “JS Bank is pleased to be the first bank in Pakistan to introduce the mobile-based biometric authentication technology which will cater to our banking customers’ needs by providing a much more convenient way to authenticate them-selves and avail our banking services instantly.” 

Mr. Karim Jindani, Chief Executive Officer of Paysys Labs commented:” We strongly believe that secure & friction-less identity verification is one of the major challenge in digital financial services space in Pakistan today. The biometric ID verification solution, Instascan, will provide financial service providers a seamless and purely digital onboarding process that can be used to authenticate and verify potential customers anywhere and at any-time.” 

JS Bank is considered amongst the fastest growing banks within Pakistan’s banking landscape with 307 branches in 152 cities and one international branch. JS Bank is part of JS Group, one of Pakistan’s most diversified and progressive financial services groups. For more information, visit 

Paysys Labs is a Boutique Payments and Retail, Digital Financial Solutions Company providing reliable and secure technology platforms that enable Banks, Telco’s and Businesses to offer their customers a vast array of payment types, across multiple channels, anywhere at any time. For more information, visit